FREQUENTLY ASKED QUESTIONS
Got questions, I’ve got answers to the questions I am asked most frequently. If you have additional questions or are ready to schedule your initial consultation, contact me.
Is Counseling Right for Me
Counseling is helpful for all of us. Perhaps you are struggling with mental health issues like depression, anxiety, or trauma. Perhaps you are feeling overwhelmed and experiencing signs of burnout. Perhaps you are experiencing a specific challenge, life transition.
Counseling is for anyone who is seeking a safe space to share their emotions, concerns and challenges. It can help you learn how to live the life you desire.
How Does Online Therapy Work
As long as you are located anywhere within New Jersey we can meet online. All you will need is a computer or phone/tablet with a screen and a private place to talk. We will meet virtually via a HIPAA-secure platform for your 60 minute session.
Do You Offer In-person Appointments
At this time all of my appointments are virtual to give you the best flexibility with your schedule.
Insurance
I currently accept certain Aetna, Cigna,United Health Care, Optum and Oxford insurances. If I am not in network with your insurance provider you may elect to use your out of network insurance benefits. You will be responsible for paying for each session in full at the time of your appointment. I will provide a Superbill on the first of each month that you can submit to your insurance for reimbursement.
How Do I Use My Out-of-Network Benefits?
Your out-of-network benefits are usually pretty straightforward to use. Most insurance companies have you upload your monthly Superbill online (it’ll be sent to you on the first of each month) and then they will mail you a check with your reimbursement.
It’s always a good idea to call the number on the back of your health insurance card listed under Member Services.
You can ask them the following questions:
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Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?
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What is my out-of-network deductible?
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How much of my deductible has been met this year?
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Do I need a referral from an in-network provider to see someone
out-of-network? -
What percentage of outpatient psychotherapy sessions are covered per session?
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How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)?
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How do I submit claim forms for reimbursement?
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How long does it take for me to receive reimbursement?
What are your fees
Initial Consultation - Free of Charge
Initial Clinical Intake Session (60 minutes) - $200
Individual Therapy Session (45-50 minutes) - $175
Life Coaching - Based upon requirements - call me to discuss.
I am currently accepting new clients.
Email me to schedule your free phone consultation.
*A limited number of reduced rate spots are available at this time*
Advantages of Paying Out-of-Pocket Over Insurance
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Your personal information remains completely confidential.
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Your insurance company does not have access to your mental health diagnosis, type of treatment, or whether you're even receiving treatment.
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You get to decide how often and the duration of your treatment. Your insurance company does not get to limit your sessions or make you justify receiving treatment.
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Your insurance company will never deny a claim or suddenly fail to cover services after a policy change resulting in surprise personal payments.
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Payments are predictable and easy to budget for, no surprise payments or changes due to unmet deductibles.
Cancellation Policy
If you are unable to attend a session, there is a 24 hour cancellation policy required. Otherwise, you may be charged for the full rate of the session.
If you have any further questions about my rates or out-of-network benefits, please contact me!
GOOD FAITH ESTIMATE Information:
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.